We have compiled the highest CD rates offered by banks and credit unions in the Santa Rosa area. Take a look at the information below to find the rate and investment period that works best for you and your goals.
Do you know what the average CD rate in your state is? You can determine if a bank’s interest rate is competitive by comparing it against this number. In order to narrow down the best CD rates in Santa Cruz , view the average California CD rates by term:
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.25%
As of April 30, 2012
|
View Rate Details | Mission San Francisco Federal Credit Union | CD Account |
|
1.00%
As of May 7, 2012
|
View Rate Details | Chevron Federal Credit Union | CD Account |
|
0.75%
As of May 2, 2012
|
View Rate Details | Kaiperm Diablo Federal Credit Union | CD Account |
|
0.75%
As of May 1, 2012
|
View Rate Details | USE Credit Union San Diego | CD Account |
|
0.65%
As of May 14, 2012
|
View Rate Details | 1st United Services Credit Union | CD Account |
|
0.65%
As of May 2, 2012
|
View Rate Details | Marin County Credit Union | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Kaiperm North Bay Credit Union - 12 Month CD Account | 0.40% to 0.35% | May 1, 2012 | |
| Hamilton Credit Union - 12 Month CD Account | 0.40% to 0.30% | May 1, 2012 | |
| Cd Credit Union - 12 Month CD Account | 0.35% to 0.30% | Apr 30, 2012 | |
| Pacific Postal Credit Union - 12 Month CD Account | 0.44% to 0.37% | Apr 27, 2012 | |
| Redwood Credit Union - 2 Year CD Account | 0.55% to 0.45% | Apr 27, 2012 | |
| U.S. First Credit Union - 2 Year CD Account | 0.45% to 0.41% | Apr 26, 2012 | |
There are several factors to pay attention to in order to find the best CD rate in Santa Rosa. The length of your CD term will make a difference in the rate you are eligible for. The most common investment periods are 6 month, 12 month, and 24 month time periods. The location of your account is also important. Your CD rate vary greatly by institution, so finding the highest CD rates in Santa Rosa is vital to locating the account that works best for you.
The economy is clearly heading for some rough waters, so it’s probably a good idea to take a look at your financial picture. Santa Rosans, like all Americans, will need to prepare themselves. As part of your evaluation, you may want to ask yourself if you’re getting the best rates you can on your CDs, money markets, IRAs and other investments. If not, Santa Rosa Banking Rates could help you find the CD rates you’re looking for.
Santa Rosa Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
